State Resources: Many states offer resources to Veterans, including property tax reductions to certain Veterans. Learn Moreįoreclosure Avoidance Assistance: VA provides financial counseling to help Veterans avoid foreclosure during periods of financial difficulty. Learn MoreĪdapted Housing Grants: Help Veterans with a permanent and total service-connected disability purchase or build an adapted home or to modify an existing home to account for their disability. Native American Direct Loan (NADL) Program: Helps eligible Native American Veterans finance the purchase, construction, or improvement of homes on Federal Trust Land, or reduce the interest rate on a VA loan. Interest Rate Reduction Refinance Loan (IRRRL): Also called the Streamline Refinance Loan can help you obtain a lower interest rate by refinancing your existing VA loan. Cash Out Refinance loans allow you to take cash out of your home equity to take care of concerns like paying off debt, funding school, or making home improvements. Purchase Loans Help you purchase a home at a competitive interest rate often without requiring a downpayment or private mortgage insurance. The VA home loan is a lifetime benefit: you can use the guaranty multiple times.No need for Private Mortgage Insurance (PMI).( * Note: Lenders may require downpayments for some borrowers using the VA home loan guaranty, but VA does not require a downpayment) This guide can help you under the homebuying process and how to make the most of your VA loan benefit. Read our guide for buying a homeīefore you buy, be sure to read the VA Home Loan Buyer's Guide. VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms. VA Home Loans are provided by private lenders, such as banks and mortgage companies. As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy. VA helps Veterans, Servicemembers, and eligible surviving spouses become homeowners.

Indigent Veterans and Unclaimed Remains.Lesbian Gay, Bisexual & Transgender Veterans.Beneficiary Financial Counseling and Online Will.VMLI: Veterans' Mortgage Life Insurance.VALife: Veterans Affairs Life Insurance.S-DVI: Service-Disabled Veterans Life Insurance.Schedule of Payments for Traumatic Losses.TSGLI: SGLI Traumatic Injury Protection Program.FSGLI: Family Servicemembers Group Life Insurance.How Much Life Insurance Do You Really Need?.How Does VGLI Compare to Other Insurance Programs?.SGLI: Servicemembers' Group Life Insurance.VALERI (VA Loan Electronic Reporting Interface).How to Apply for Nonsupervised Automatic Authority.Staff Appraisal Reviewer (SAR) Information.

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